Can I load my Cash App card at ATM? Quite several Cash App users are looking to figure out if this is possible. However, to answer this question, there are a few things you need to understand.
Firstly, Cash is a fintech app that offers you more possibilities when compared to a traditional bank account; however, it comes with its own set of limitations.
Of all the things you can do with Cash App, loading money on your Cash App account via an ATM is not one of them.
Below I will be breaking down Why, coupled with other alternative ways to load money into your Cash app account.
Can I load my Cash App card at ATM?
You can send money to another account, withdraw money from your account, acquire cash from an ATM, or deposit money into another account using your regular bank account.
The same is true for the Cash app; however, you cannot use an ATM to transfer money to your account if the ATM is linked to that same account; you can only transfer money from an ATM related to your account to another account.
Having said that, another reason you may have asked about this issue is that retail establishments such as “7-Eleven” have ATMs, and you feel you should be able to deposit money from an ATM to your Cash app card.
Well, that is just not feasible.
The same rule holds for a typical bank account, but since you have a Cash App card, there are numerous ways to deposit money into your Cash App account, which I will be breaking down below.
Where can I Reload my Cash App Card For Free?
Generally, the only way you can add money to your Cash app account for free is by sending it from your linked bank account.
The process is pretty easy, as you first need to link your bank account to the Cash app. After that, simply go to the “balance” section and tap the “add cash” button to add money to your Cash app account.
In case you don’t know how that’s done, here are the steps you should follow to do that.
- To begin, open the Cash app.
- In the lower-left corner, tap the bank symbol.
- Now, choose “Add cash.“
- Choose the amount you wish to transfer to your Cash App account.
- You will now be prompted to link a bank account with a debit card.
- Click the “No card” option on the left.
- Go over the terms and conditions again.
- Tap next to continue.
- Select your bank from the drop-down menu.
- Enter your user ID and password, then click submit.
Where can I Add Money to my Cash App Card without Bank Account?
You don’t need to visit a bank to add money to your cash app account. Not only that, you also don’t have to link your bank account to your Cash app account before you can add money to it.
To deposit money into the Cash app, simply go to a supported retailer store for that.
But it comes with its cons, which are the deposit charges.
The least amount you can spend as a transaction charge when you deposit money to your Cash App account at any of these retail stores is $5.
However, if you prefer that route, here is how to go about it.
- Start the Cash app.
- Choose the banking option.
- Tap the paper money.
- A map of the area will be displayed.
- Look for the address of any nearby retail store you want to visit.
Once you get to the store, follow the remaining steps to deposit your money into the Cash app.
- Tap the “show barcode” button at the bottom of the screen.
- Tell the cashier that you came to deposit into your cash app account.
- The cashier will then scan your barcode.
- Give the cashier the amount you want to deposit into your account, along with any fees.
- Confirm the transaction and collect a receipt.
What ATMs are Free for Cash App?
You’ve probably seen some posts claiming that there are specific banks where you can withdraw cash for free, or a headline stating, “how to withdraw with a cash app card for free.” well, there aren’t any.
Firstly, when you go to an ATM to make a withdrawal using your Cash app card, you will be charged $2 for every successful withdrawal as a convenience fee.
Coupled with that, the bank ATM will charge you $2 to $3 per transaction, making it almost $5 per withdrawal.
That might sound minimal to you, but when you add up the numbers of withdrawals in a month or even two months span, you will come to realize that it is quite costly.
But there is a way around it. All you have to do is deposit $300 or more as a paycheck in your account, and you will get back your ATM fees.
How much does it Cost to Add Money to the Cash App Card?
Firstly, it depends on how you are adding money to your Cash App account. If you are adding money through a bank account you’ve linked to the Cash app, it is free.
If you are, however, depositing money through a retail store, you would be charged at least $4, depending on the store.
Recommended: How to Add Paper Money to the Cash App
How to Add Money to the Cash App with Debit Card
To add money to your Cash app with your debit card, you need to verify your account and link your bank to Cash App. Doing this will make it easier to move money seamlessly without incurring any charges.
Having said all this, here is how you should go about it.
- To begin, open the Cash app.
- In the lower-left corner, tap the bank symbol.
- Now, choose “Add cash.”
- Choose the amount you wish to transfer to your Cash App account.
- You will now be prompted to link a bank account with a debit card.
- Fill in your debit card information, including the card digits, CVV, and PIN.
- Tap Next.
- Enter your complete legal name to confirm your information.
- Enter your birth date.
- Enter your SSN’s last four digits.
- When you press the next button, the specified amount from your bank will be sent to your Cash App account.
How to Add Money to your Cash App Card at 7-Eleven
If you have a 7-Eleven nearby, here is what you need to know if you want to deposit your pocket money with them.
- Open the Cash app.
- Select the banking option.
- Tap on the paper money.
- A map depicting the local place will appear (since we are using 7-Eleven as an example, you should see it among the addresses listed, if it is close by).
- Visit them and ask for the cashier.
- Let them know you want to deposit money into your Cash App account.
- Press the “show barcode” button at the bottom of the screen.
- The cashier will then scan your barcode.
- Give the cashier the amount you want to deposit into your account, along with any fees.
- Confirm the transaction and collect a receipt.
How to Make Use of the Cash App Card at an ATM
Cash App charges quite a fee when you withdraw via an ATM. You are charged a convenience fee of $2 for the Cash app, and the ATM you are using charges you $2.
However, you can bypass that by depositing at least $300 in your Cash App account as a paycheck deposit.
Having said that, here is how to withdraw from the ATM with your Cash App card.
- Put your Cash App card in the ATM.
- When asked, enter your pin.
- Select the “cash withdrawal” option.
- Enter the amount to be withdrawn.
- Take the cash from the slot of the ATM.
Conclusion
You should know by now that “can I load my cash app card at the ATM” is not an option; you can only add money through your bank, via check format, or by receiving money from your peers.